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    "Reverse Mortgage Originator: Scott O'Connell" Call: (209) 434-8333 or (775) 204-3390
    NMLS 250080

    It takes money to maintain a long, comfortable and financially secure retirement. But you don’t need to count your penny’s and sacrifice the lifestyle you want. The solution is right under your roof! Give us a call and we will educate you on reverse mortgages. With a good understanding, you can make good decisions.

    HECM Reverse Mortgage Loan Limits increase to $970,800 in 2022

    This is great news for older homeowners with higher value homes. The new maximum claim amount of $970,800 is an increase from $822,375 this past year.  The maximum claim amount is the highest home value we can use to calculate HECM proceeds. Proceeds for the loan are based on age of youngest borrower and expected interest rate. With interest rates still very low and home values very high, this is a great time to secure your reverse mortgage.

    To determine the amount available to you call Scott at 775-204-3390