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    "Reverse Mortgage Originator: Scott O'Connell" Call: (209) 434-8333 or (775) 204-3390
    NMLS 250080

    It takes money to maintain a long, comfortable and financially secure retirement. But you don’t need to count your penny’s and sacrifice the lifestyle you want. The solution is right under your roof! Give us a call and we will educate you on reverse mortgages. With a good understanding, you can make good decisions.

    HECM Reverse Mortgage for Home Purchase

    A reverse mortgage for purchase allows you to take out a reverse mortgage within your purchase transaction.  You must have a large enough cash down payment to meet the HECM loan amount based on the youngest borrower’s age and current interest rate. And you need to meet income and credit requirements and since there are no mortgage payments to make, those requirements are easier than traditional mortgages.  There has been a big increase in the use of HECM reverse mortgages in Nevada as Real Estate Agents and buyers recognize the benefit.  Sellers are now more willing to accept offers with Reverse Mortgage financing as it is now more mainstream. Get into your new home at a Nevada Active Adult Community 55+, or downsize and put money in the bank from the sale of your larger home. Option open up to you with this helpful program.                      Learn more: HECM for Purchase FAQ        HECM for Purchase Guidelines